How to Set Up and Activate Your Lowe’s Credit Card

If you’ve just received a Lowe’s Credit Card, you’ll need to set it up and activate it before you can begin enjoying the rewards. The process is simple and can be completed online in just a few minutes through Synchrony Bank, the official card issuer.

Step 1: Visit the Official Lowe’s Activation Page

Go to lowes.syf.com/activate. This is the secure activation portal provided by Synchrony Bank for Lowe’s Credit Cards.

Step 2: Enter Your Card Details

You will need to provide:

Your Lowe’s Credit Card number
The 3-digit security code (CVV) found on the back of the card
Any additional information requested for verification

Step 3: Verify Your Identity

To protect your account, Synchrony may ask for:

The last four digits of your Social Security Number (SSN)
Your date of birth or phone number

Step 4: Create or Log In to Your Synchrony Account

If you already have a Synchrony Bank online account, sign in to link your new card.

If not, you’ll need to register for online access. This account will allow you to:

View your card balance
Pay bills online
Track purchase history
Manage account settings

Step 5: Complete the Activation

Once your information is confirmed, select Activate. Your Lowe’s Credit Card will be ready for use right away.

Benefits of Activating Your Lowe’s Credit Card

After activation, you can take advantage of:

5% off eligible purchases every day at Lowe’s
Special financing offers for large projects
Easy and secure account management through Synchrony Bank online

Troubleshooting Tips

Always activate only at lowes.syf.com/activate
Ensure the card details you enter are correct
If activation fails, call the Synchrony customer service number listed on the back of your card

Final Thoughts

Setting up and activating your Lowe’s Credit Card is quick, easy, and essential to unlock the card’s full benefits. By following the above steps, you’ll be ready to enjoy discounts, financing options, and seamless account management.